Losing Social Security benefits because of student loans

A large number of Americans rely on Social Security to sustain them in their old age. However, some of them are finding they are receiving smaller checks than they expected. For instance, a new report from the Government Accountability Office showed that approximately 114,000 Social Security beneficiaries above the age of 50 are losing an average of $140 a month because of unpaid student loan debt.

In total, the federal government was able to collect $171 million on defaulted student loans throughout 2015. In a statement, United States Senator Claire McCaskill said the issue of unpaid student loan debts is still impacting the senior citizens. She noted “This report shows us that seniors clearly aren’t immune to the student loan crisis — they’re deeply impacted by this issue to the point that it’s leaving many of them in a dire financial situation,”

It is possible for your Social Security disability benefit claim application to be lost among the millions of Social Security disability claims filed every day. It is important to hire the legal representation of our attorneys at the Hankey Law Office so you can be sure there will be a legal professional who will follow up on your application. Call our Indianapolis offices today at (317) 634-8565 or (800) 520-3633.


Gun advocates want Trump to do away with SS role in background checks

Gun rights advocates asked President Donald Trump to do away with a new Social Security rule that seeks to make it more difficult for Social Security recipients to possess a firearm.

In December 2016, the Social Security Administration finalized a new directive saying the agency would provide data to the National Instant Criminal Background Check System on Social Security disability recipients and Supplemental Security income beneficiaries if they were deemed “mental defectives,” or unable to think legally for themselves.

Their move coincided with the mounting disapproval for a similar program at the Department of Veteran Affairs. According to a 2012 Congressional Research Service report, 99.3% of all names that were submitted as “mental defectives” came from the VA. Gun Owners of America Executive Director Erich Pratt said “Now it will be the same premise with Social Security if grandpa has trouble paying the bills.”

Our attorneys at the Hankey Law Office have legal experience under their belts, especially when it comes to Social Security disability issues. Do not hesitate to get in touch with a qualified member of our legal team by calling our Indianapolis offices today at (317) 634-8565 or (800) 520-3633.


Credit debt difficult for someone with disability benefits

Many people agree it’s very challenging to live on $1,200 per month, but this is the amount that 9 million people in the United States are receiving as Social Security disability beneficiaries. The amount may be fine as additional pay for a person with other means of obtaining money, but often these benefits are the only source of income of a disabled person.

Some disabled people decide to augment their spending money with financing they get from using credit cards. While this idea can have positive outcomes, over time it is problematic because people often do not even have enough to pay for basic necessities.

If you suddenly become disabled and find yourself incapable of holding down a job to earn money for your living expenses, applying for Social Security disability benefits may help you support your family’s finances. Get in touch with our attorneys at the Hankey Law Office by calling our Indianapolis offices at (317) 634-8565 or (800) 520-3633 so our legal representatives can help you.


House subcommitee chairman files bill to revamp Social Security

House of Representatives Ways and Means subcommittee on Social Security Chairman Sam Johnson, a Republican from Texas, introduced the proposed Social Security Reform Act of 2016. The measure aims to keep the program for about 75 years by increasing the retirement age, making the growth of benefits a little slower for higher income workers, and increasing the benefits for those who earned lower wages over a longer period of time.

However, research shows the proposal to increase the retirement age might not benefit lower income workers, who often do not live long.

Among the salient provisions of the bill:

  • Increasing the normal retirement age of workers to 69
  • Changing the formula for making calculations for retirees and disability benefit recipients becoming newly eligible in 2023, phasing in changes over 10 years
  • Doing away with the earnings test
  • Getting rid of federal income taxation of Social Security retirement and disability benefits

The goal of our attorneys at the Hankey Law Office is to ensure that you receive the Social Security disability benefits you applied for. Seek our legal assistance and representation by calling our Indianapolis offices today at (800) 520-3633.


Pertinent information about Social Security disability

A person as young as 18 can file for Social Security disability benefits if he or she is suddenly unable to work because of a disability or illness.

At least 10,000 Social Security disability applications are filed in the United States every year by people with a qualifying medical condition. That is, a medical condition expected to last for at least a year or result in death, according to the Social Security Administration. People whose claims have been rejected may not apply for Social Security benefits for at least another 60 days after the agency rejects their application. If you need your application processed immediately, you may want to list level impairments in your application.

If you are applying for Social Security disability benefits in Indianapolis, we at the Hankey Law Office can provide you with legal assistance. Get in touch with a qualified member of our legal team by calling our offices at (317) 634-8565 or (800) 520-3633 so we can work on getting your application processed as soon as possible.


SS promises faster processing of disability claims for veterans

The Social Security Administration, in celebration of this year’s Veterans Day, has found a way to speed up the processing of a Social Security disability benefit claim for retired military personnel.

According to the SSA, getting money to veterans is easy when they use a computer link to medical records at the Veterans Administration. This link allows the SSA to access veterans’ medical records from the VA within minutes, rather then the weeks or months required if the job is done manually. Documentation of a medical condition is an important part of the process of finding out if a person is eligible for disability benefits. That’s why the SSA’s new move is so essential to the task of fast-tracking the processing of Social Security disability benefit applications. Social Security has received criticism for processing most of its claims manually. In a bid to gain access to medical records electronically, the SSA is working with 50 other government agencies, including the United States Department of Defense.

If you were hurt during an accident and find yourself suddenly unable to earn your daily wages, apply for Social Security disability benefits with the help of our attorneys at the Hankey Law Office in Indianapolis. Call our offices today at (317) 634-8565 or (800) 520-3633 to learn about your options.


Vulnerable Disabled Americans Under a Trump Administration

When businessman and reality television personality Donald Trump won the 2016 United States presidential elections, various groups advocating for different people such as refugees, illegal immigrants, and members of the LGBTQ community took to the streets to protest his victory. But there is another group that has the possibility of being disenfranchised under a Trump administration—the disabled.

These are people who are blind or disabled adults and children or aged 65 or older who meet stringent income and asset limits ($2,000 for singles, $3,000 for married couples).

In the House of Representatives, Vice President-elect Mike Pence has consistently called for legislative efforts to slash benefits in Social Security, Medicare, and Medicaid, and is in favor of privatizing said institutions.

There is also a likelihood that the Trump administration, together with the Republican-led House and Senate, will turn as many federal programs as possible into “block grants”, meaning that a state can receive funding and instead of earmarking said funding for a specially allocated program, the state can now use the money for whatever purpose it see fits.

The process of applying for and actually claiming Social Security disability benefits is often lengthy and time-consuming—a task that someone who is recuperating from an illness or who has had to suffer from a long-term injury may not be up to. Call our attorneys at The Hankey Law Office in Indianapolis at (317) 634-8565 or (800) 520-3633 if you need legal help with this process.


Social Security Disability: How it Works

The Social Security Administration provides disability benefits to American citizens who lost the ability to work because they contracted an illness or a disability expected to last at least a year or result in death. If a disability claim is approved, the benefits that a person can expect to receive are based on his or her average lifetime earnings. If a disability claim is denied, one is afforded the chance to appeal the claim. Once a claim is approved, initial Social Security disability benefits will be paid out six months after the date one contracted the disability at issue.

Our attorneys at the Hankey Law Office provide legal services for our clients in Indianapolis and handle Social Security disability benefit issues such as filing for or appealing a Social Security disability claim. Seek the legal assistance of the experienced members of our legal team by calling our offices today at (317) 634-8565 or (800) 520-3633.


Four Michigan residents charged with Social Security disability fraud

Norway, Michigan resident Nicole Gillis, 37, Escanaba resident Cynthia Ogren, 56, and Wilson resident Sharon Philemon, 59, pleaded not guilty Social Security disability fraud on Wednesday, November 2.

Wilson and Ogren were charged with false pretenses – $1,000 or more but less than $20,000 – while Philemon was charged with embezzlement from a vulnerable adult – $1,000 or more but less than $20,000. In a related development, 38-year-old Escanaba resident Douglas Buskirk, who was also charged with false pretenses, is scheduled for a probable cause conference on Thursday, December 1. Police authorities said that all of the cases combined make $187,000 in total fraud loss.

If you are recuperating from a debilitating disability and have lost the ability to work, seek financial assistance from the government by filing for Social Security disability benefits. With the help of our attorneys at The Hankey Law Office, who provide legal services for clients in Indianapolis and other areas of Indiana, we can get you the compensation you need to keep on working. Find out more by calling our offices today at (800) 520-3633.


A Good Reason to File for Social Security Benefits at Age 62

A good reason for filing for Social Security benefits at age 62, three years earlier than the retirement age of 65, is that retiring at an early age could leave you with a want for income.

According to a survey administered by the Employee Benefit Research Institute, 33% of workers believe they will retire after the age of 65, but only 19% of them actually do. Also, 90% of workers say they will not retire before they reach age 60, but 35% of workers retire that early.

A 2015 report titled “How America Saves” released by The Vanguard Group showed the average 401(k) account balance for the 55-64 age group is $177,805. If you take away 4% of this income per year, that sum translates to a mere $7,100 in annual income. So, it definitely is a plus if a person retiring at age 62 files for Social Security benefits around this time.

Hire our attorneys at the Hankey Law Office to file, appeal, or follow up on your Social Security disability benefit claim. Seek the legal assistance of a qualified member of our legal team today by calling our Indianapolis offices at (800) 520-3633 to get help obtaining your disability benefits right away.


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