Majority of Americans eligible to receive Social Security disability benefits

A recent report released by Allsup states that a majority of workers in the U.S. are eligible to receive Social Security disability insurance (SSDI) in 2013, based on their work history. This report was backed by the Social Security Administration’s data analysis in 2012, which showed that around 148 million out of 195 million people are eligible for disability insurance benefits. SSDI coverage expanded from 66% last year to 76% this year as more people fulfilled the work requirements.

Allsup personal financial planning manager Tricia Blazier did say that, despite millions of U.S. workers being eligible for benefits, a significant number remain ineligible to obtain SSDI benefits.

Allsup reiterated that the amount of SSDI coverage a worker is entitled to get depends upon his or her work history.

In order to receive much-needed disability benefits, applicants have to meet several requirements. To learn more about these requirements and filing an application in Indianapolis, speak with a lawyer from the Hankey Law Office today by calling 317-634-8565.

Lawmakers push bill to immediately give Social Security benefits to seriously ill

Senators introduced a bill to immediately give Social Security benefits to people suffering from serious illness, a July 18 report said.

The proposed bill will eliminate the waiting process of applicants, which usually is around five months, to get Social Security Disability Insurance benefits. Republican senator John Barrasso said red tape should be the last thing on their minds when people are facing end of life decisions. According to the bill, terminally ill is defined when a person is diagnosed by two doctors to have a life expectancy that will not last more than six months.

Having difficulty getting Social Security disability benefits can be stressful and frustrating, especially when you need it the most. If you live in Indiana and are having trouble getting the benefits you need, contact the legal team at the Hankey Law Office by calling 317-634-8565 and find out how we may help you.    

False Social Security claims cause problems for program, according to House probe

House investigators recently stated that many disability claims that may not be legitimate have been approved by the Social Security agency, in addition to stating that follow-up reviews to monitor claimants are often not being completed. Many representatives believe that it is due to these problems and other factors that the Social Security Disability program is close to reaching insolvency.

In a letter submitted by the House Oversight and Government Reform Committee, investigators stated that people continue to receive federal disability claims even though they are not entitled to the assistance any longer. But a spokesperson for the agency said the legal definition of disability is being followed strictly before they award any benefits.However, the agency did acknowledge that there are over 1 million claim reviews that need to be completed, something which hasn’t been done due to alleged budget cuts.

Almost 11 million individuals with disabilities currently receive disability benefits from Social Security, providing disabled workers with a monthly average of $1,130.

Many Indianapolis residents with legitimate disabilities are in need of financial assistance. Our legal team at the Hankey Law Office, P.C., may be able to help you if you are need of such benefits, so get in touch at 317-634-8565 today to discuss filing a claim.

Social Security Disability Insurance funds predicted to be gone by 2016

Social Security Disability Insurance funds are expected to be drained in 2016, while Medicare is expected to run out of funds in 2026, a 2013 annual report by the Social Security and Medicare Board of Trustees stated. At the start of 2013, the Social Security Disability trust fund ratio decreased by 85 percent, leading to this prediction.

The trustees said the depletion of funds in both the Social Security and Medicare insurance programs is due to several factors: a large population of baby-boomers obtaining retirement benefits and a decreased number of people working, adding to the funds. The Medicare Hospital Insurance funds are predicted to be depleted in 2026 as it is expected to pay more in benefits without bringing in enough income to cover those expenditures.

If you are an Indianapolis resident in need of Social Security disability benefits, get your questions answered and the help that you need from the experienced lawyers at the Hankey Law Office, P.C., by calling 317-634-8565.

Crane explosion injures employees

Five employees were injured after a pyrotechnic facility inside a southern Indiana naval base accidentally exploded on March 28.

A Spokesman for Crane Army Ammunition Activity, Tom Peske, said five employees were injured after an explosion occurred around 5 p.m. during a routine operation clean-up inside Crane naval base, 85 miles southwest of Indianapolis. The pyrotechnic facility, according to Peske, produced illumination mortars used to provide light to soldiers in the military. The injured employees were examined and treated in the hospital, and then were later released.

The pyrotechnic facility was temporarily closed while Crane investigated the cause of the explosion accident.

Unfortunately, an explosion like this can easily cause people to suffer from disabilities that can affect them for a long period of time, leading to significant financial strain. If this has happened to you, call (317) 634-8565 to speak with a lawyer from the Hankey Law Office, P.C., about the possible legal options available to you.

Sandy prevents many from receiving Social Security checks

For many who don’t live in the New England area severely hit by Hurricane Sandy, the event may seem like a distant memory. But for those who’ve lived through it, life is still not fully back to normal. Disrupted mail service in the area has prevented hundreds of thousands of Social Security recipients from receiving their monthly check, Reuters reports.

Despite the fact that nearly 94 percent of all Social Security checks are made through electronic payment, the Social Security Administration reports that 229,000 New York residents, 92,000 New Jersey residents, and 43,000 Connecticut residents still rely on paper checks.

Those who have still not be able to receive their checks can go to the post office to pick them up. Recipients will have to switch to either direct deposit, to a ETA bank or credit union, or to a DirectExpress debit card by March 1st, 2013. Beneficiaries over the age of 90 or those who have filled out a waiver request are exempt from the transfer.

If you or a someone you love is disabled and unable to work, they may be eligible for Social Security disability. Contact the SSDI attorneys of the Hankey Law Office, P.C. to (317) 634-8565 to discuss your options.

Why the SSDI population is growing

It seems that all the news out there today about Social Security Disability Insurance is negative, showing a dire and worsening situation with no solution in sight. However, few of these news resources delve into why more Americans are turning to federal disability benefits.

One of the biggest reasons more people are applying for Social Security disability is because the Baby Boom generation is aging and reaching retirement age. The odds of developing a disability increases with age, so it makes sense that a large aging population would stress a disability program.

Another reason is that woman have dramatically entered the workforce in the past few decades. As much of these women age and retire, more will apply for SSDI. Changes to the laws in the 1980s also expanded the qualifications for disability benefits.

If you would like to learn how to apply for Social Security disability benefits, contact the Hankey Law Office, P.C. today at (317) 634-8565.

The differences between SSDI and SSI

Social Security Disability Insurance and Supplemental Security Income may sound similar enough, but there are important differences in whom they benefit and their eligibility requirements.

Disability insurance is for people who have an impairment that prevents them from earning a living. The impairment must last at least one year or for life. The children and widows of  deceased SSDI recipients can continue to receive assistance after the loved one’s death.

Supplemental income, unlike disability insurance, does not depend on one’s ability to work. SSI payments benefit low-income individuals who are 65 or older, have disabled children, or are adults that are disabled.

If you have more questions discerning Supplemental Security Income vs. Social Security Disability Benefits, contact the Social Security attorneys from the Hankey Law Office by calling (317) 634-8565.

Social Security disability fund to run out in four years

According to the Washington Post, the Social Security disability fund is expected to run out by 2016. About 77 million Baby Boomers are at or reaching retirement age, which is also the age when people are most likely to become disabled.

This, coupled with the struggling economy, has forced many to seek disability benefits when unemployment benefits run out. About 23 percent of all Americans receive Social Security disability and application rates are steadily increasing.

On average, recipients get $1,111 a month. Last year, $132 billion was spent on Social Security, more than all of the annual budgets for Labor, Interior, Commerce, Agriculture, Justice, and Homeland Security combined.

If you need help applying for Social Security disability benefits, contact the SSDI attorneys of the Hankey Law Office today at (317) 634-8565.

May is Disability Insurance Awareness Month

May has been named Disability Insurance Awareness Month in order to spread awareness of the importance of planning for your future. According to the Social Security Administration, about a third of all Americans will need disability insurance before they retire.

While many may be covered or believe they will be covered through workers’ compensation, employer insurance, or Social Security, these options are not foolproof. Nearly half of all initial SSDI claims are denied, and 73 percent of accidents or illnesses that cause disabilities are not work-related.

Before you rely on Social Security to take care of you in the case of a debilitating accident, make sure to explore your options and determine what is the best for you and your family.

If you have suffered an injury that has affected your ability to work, contact the Social Security attorneys of the Hankey Law Office by calling (317) 634-8565.

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