Some couples may be able to increase SSD benefits in retirement

Many people receiving Social Security disability benefits are concerned that they will stop receiving benefits in retirement. Never fear! While some private disability benefits end at retirement, Social Security disability benefits are still paid in full. And, there may be a way for you to earn more during this stage of your life.

You are entitled to half of your spouse’s retirement fund. According to, if half of your spouse’s benefits exceed the amount your receiving now, you can ask for your payment to be adjusted to match that figure.

There are a few things to note, however. You cannot receive Social Security disability benefits and your spouses full retirement fund– just any difference between the two to compensate. You should also know that when you begin receiving your spouse’s benefits matter. If you choose to begin receiving payments before the full retirement age, you’re subject to a 30% monthly penalty.

To get advice about how best to manage your Social Security disability, or for help filing, call our attorneys of the Hankey Law Office in Indianapolis by dialing (317) 634-8565 today.