Title II of the Social Security Act

Also referred to as the Disability Insurance Benefits program, Title II pertains to Federal Old-Age, Survivors, and Disability Insurance benefits. It provides benefits based on retirement, disability, and blindness to those who have worked and paid into the Social Security insurance system and to certain of their dependents and survivors.

Title II Requirements

The benefits given under Title II are not needs based and they have no income or asset requirements. Many people who are misinformed call it a welfare program, but it is not. It is disability insurance for those individuals who are unable to work.

In order to earn insured status for disability coverage, workers must pay insurance premiums. People earn insured status by working in covered work and earning sufficient quarters of coverage.

Title II Benefits

The amount of benefits that a person is eligible for depends on how much money he or she made in covered work. An individual must meet the Social Security Administration’s disability or blindness, must be insured, and have earned a certain number of quarters of coverage in proximity in order to qualify for benefits. Typically, 20 credits must have been earned within the past 10 years, ending with the year the disability was incurred.

Call an Illinois Social Security Lawyer

If you or someone you know could be eligible for disability benefits under Title II of the Social Security Act, you should seek the guidance and advice of an experienced and knowledgeable attorney. Contact the Indianapolis social security disability attorney of the Hankey Law Office at 800.520.3633 today.