The Mental Health Parity Act
Mental health issues are not always fully understood. But these health concerns do have real, treatable symptoms and causes. Though mental health concerns do not always receive the same public consideration that physical illnesses and injuries get, they have a real impact on the life and health of those affected by them. The Mental Health Parity Act, passed in 1996, works to ensure that any health benefits offered by an employer are extended to address mental health concerns as well as physical health concerns.
If you feel that your disability compensation is limited because of the nature of your health concern, you need a lawyer to fight for your right to compensation. If your health insurance provider has promised you coverage and protection, you deserve to receive the full extent of that protection. Please contact the Indianapolis social security disability lawyers at the Hankey Law Office, by calling 317-634-8565.
Mental Health Issues
Mental health issues are real and can have a real impact on the health and well-being of any person, as can a physical injury or disease. Because of this, your medical insurance coverage should not be limited in a way that prevents you from getting the treatment that you need. Mental health treatments can include costly medications and doctor’s bills just like physical illness or injury treatments.
The following guidelines regulate the Mental Health Parity Act:
- An equal lifetime or annual limit of mental health care and medical / surgical care should be offered
- Retained rights and benefits for mental issues should be equal to physical issues
- This coverage does not have to be extended for mental health issues related to substance abuse or chemical dependency
If you feel that your health benefits are being unfairly withheld because of your mental health condition, please contact the Indianapolis social security lawyers at the Hankey Law Office, by calling 317-634-8565 to discuss your legal options.