Understanding Social Security Credits

Social Security Disability Insurance benefits can make a huge difference in the life of a person who must deal with a limiting disability. Social Security is put in place to ensure that Americans get the support and care they need. But to prevent abuses of the system and to ensure that help gets to those who genuinely need it, a person must qualify in order to receive benefits. One part of qualifying for these benefits is determined by a credit system.

Making ends meet when you are entirely healthy and able to work at full-capacity can be a real struggle, so it is easy to appreciate the strain that a disability can create. It is highly advisable to work closely with an attorney who can help you to seek the benefits that you are properly due. Please contact the Indianapolis Social Security Disability lawyers of the Hankey Law Office at 800-520-3633.

SSDI Credit System

As a means of determining the benefits that a person is qualified to receive, the Social Security administrators have determined a credit schedule. This schedule is based on the following variables:

  • Age
  • Age when disability began
  • Income earned
  • Recently earned wages
  • Type of employment

These variables determine how many credits are necessary to receive disability benefits and how much benefit a person can receive. Each year, a dollar amount is assigned to each credit point, with a maximum of four that can be received in one year.

Contact Us

Please contact the Indianapolis Social Security Disability lawyers of the Law Office of Charles D. Hankey at 800-520-3633 for more information concerning Social Security Disability Insurance.